![]() ![]() Rather than hang out at bars on weekends, they went hiking and kayaking. She writes about one couple who lived frugally after college while they worked, saved, and paid off their student loans. ![]() For example, if you’re buying a meal for the family would you rather stop at a fast-food chain or support a locally-owned pizzeria? Such choices relate to bigger decisions as well. Some expenditures simply result in more positive feelings than others. She asks what expenditures will amplify our values and our enjoyment. She also advises that we spend differently. That way we don’t have to forgo small luxuries like a child’s toy or a latte as a daily exercise of reluctant self-discipline. She does note that a smaller home, a cheaper used car, and more reasonable retirement savings are ways to avoid steep payments. The author doesn’t advise us to avoid buying a home or car, let alone skip saving for retirement. But research shows that happiness has more to do with small, frequent pleasures than infrequent, more extravagant expenditures. ![]() Financial advice usually focuses on scrimping and saving, often for major life goals such as retirement accounts, as well as a bigger house or a newer car. ![]()
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